Today everything revolves around wealth and debt. People work to buy things that they need, and things they don't need. Articles are pushed into the consumer market to reach these two goals, and no other: wealth and get rid of debt.
However, the same system is rigged in such a way, that your wealth diminishes and your debt increases.
Advertising is focused on maximizing sales. Strategies are developed to reach your inner emotions to react naturally to stimulus and accept the products. More and more products. So many products that you need to take a loan. Begin to join the system, begin the join to the machine (Pink Floyd reference).
It's not all bad. The system was developed to help society evolve. And through this competition created by the market, innovation is a key differentiator in improving your sales. Innovation at either the marketing side, the actual product, the investments and so on.
Society has evolved and coming from thousand of years of models practiced, i believe that we can move on to the next on now.
The economy based on labor. Actual labor.
The system currently revolves on currencies that are measured in the light of all the demand and supply across all the items. And so, if you want to eat or have a shelter, a house, you will buy these products at the price dictate by all the things that are out there on the market. Some with a higher impact others with a lower one. Regions can have a say in your price. Oil can have a say in your food price. War can have a say in your food price. Oh and speaking of wars.. we fight them for wealth.. it's been a long time since we fought each other for an ideal.
So whenever society evolves or changes in some way, good or bad, everybody is affected. So the planet decides to go green, and there's a big hit on the oil price, countries that rely on oil will be affected and so taxes will be increased, and imports will be taxed and other measurements that ultimately will make my food more expensive, or less maybe.
I believe in the free trade. Value for value.
Whilst this might have been the coin's initial purpose, the capitalism system evolved it, to be coin for more coin, and an inflation that basically creates a constant loss of value of the coin.
The solution i see is based on a coin created not for a country, but for a good, labor, and so on. The coin needs just to take in consideration a single angle, that is our main value in this life: time.
For example.
Andy writes code. Andy is a software developer. Andy works 8 hours to build a website.Andy is paid in 480 SoftwareDeveloperCoins.
Bruce builds houses. Bruce is a builder. Bruce works Bruce is paid in 28800 BuilderCoins.
[Why these numbers? They mean something, read on ]
Based on the need for software versus buildings, the parity of these two coins will adjust along with the time required.
There should be a baseline of 1 [Whatever]Coin per minute. Regardless of the work. Based on the parity calculated by the demand and supply, this value will increase or decrease.
So the effort is calculated in the time needed. In our case 480 SoftwareDeveloperCoins for an 8 hour job, and 28800 BuilderCoins for a house. However.. the prices will adjust based on the need on the market and a parity between these particular two.
You would pay the amount you've created. Not with profit, not with interest, not with middleman fees.
On an average product, we spend more on marketing and strategies to make the product more desirable, missing our main focus:
Build something good!
If this process is followed. You can follow your vocation. You can do what you like. I don't believe we need so many software developers. I believe we have so many because the whole era is growing in capital around globalization which maximizes profits, which focuses a lot on online markets and strategies.
If you do what you like, and the good you build, or the service you create, is needed, it will be appreciated accordingly.
How well appreciated? Well according to the time you've put in and the need for it in our society.
So if i like to write novels. And i my novels are good. They will be valued.
If i like to be a carpenter, and i build good furniture, they will be valued.
How well valued?
Just enough to allow the time you've put in writing those novels to pay back the time that was put in to build a nice house with a pool and a fireplace.
No debt, no interest, no profits, no constant focus to growth. Growth of "wealth" will be compensated with your time. You put as much time as needed to have what you want to have.
Of course you won't have a skyscraper, or a shopping mall. But do you need it? Remember that all around us are means, tools and strategies to facilitate capitalism.
And how is this possible?
Cryptocurrencies.
Not the ones that have been spammed out there, for quick money. But cryptocoins that could track a particular type of work. We create as many coins as labor out there. The parity is based on a by minute to make basis and the rest is on the market exchange to adapt.
Whenever you create something, in a domain that has a cryptocurrency attached. It will be valued against the time you've put in.
So kinda back to our roots of trading furs over oil, but with a global market to allow this.
I think that over 95% in some cases of the price we pay, are extra fees and profits added to the prices, which makes the goods we all want and need, hard to reach that encourages loans which makes us slaves in our own kingdom.
I believe that poverty in our society is so easily aviodable if we evolve our capitalism market.
I believe that corruption is a collateral effect, a byproduct of poverty.
I believe that every person is born "good" and the system corrupts. Not your antourage, not your education, not your friends. All of these were influenced by a system that was focused on growing "wealth" wealth that we don't need.
We go out of our way to sell, and advertise goods that are not really needed, but are sold as if we do, we're sold that our quality of life would improve if we have them.
You know what would improve your quality of life?
Eating 3 meals a day.
Having a shelter.
Doing what you like and are good at.
Enjoying life.
Removing the pressure to "survive".
People choose their calling (not all, most of them) based on the potential that job has on the market, to make them happy. Wealthy.
What would they do with their wealth? Oh.. i don't know retire and do what they really want to do maybe?
I think this is fundamentally flawed. We don't owe anybody anything. We create fake debt to ourselves to motivate ourselves to survive, but we're so passed the point where we fight to survive.
We fight to survive versus ourselves.
If aliens would watch us they'll laugh so hard. Imagine watching an ant's nest, dying of starvation on one side and throwing food away on another, because they couldn't find a process to feed everyone.
Peace.